Our Process
Step 1
Apply in person, over the phone or online
Your loan application is taken by phone, in person, and now online. All loan applications are reviewed on a case by case basis. Your present credit score is not a determining factor.
Signature loans up to $1,000.00- collateral such as auto titles, motorcycles and mobile home title (must be primary residence) are acceptable to secure loans.
- Signature Loans: $500 – $1,000
- Scooters: $500 – $5,000
- Auto Loans: $500 – $15,000
- Motorcycle: $500 – $10,000
- Mobile Homes: $500 – $18,000
- RV’s or Travel Trailers: $500 – $12,000
Loan applications are qualified based on the following criteria:
- 1 year full-time employment
- Resident of New Mexico for at least 2 years
- Valid New Mexico Issued ID
Step 2
Complete your Application
Once approved, you will be asked to provide the following:
- 2 most recent paystubs or previous year’s income tax forms or Benefits award letter
- Proof of Residence (acceptable forms are electric, gas, water bill, cell phone bill)
- Valid New Mexico Driver’s License
- Vehicle Title
- Full Coverage Insurance (If financing more than $3,000)
Also, read this Important Consumer Information to ensure you understand the common terms and definitions used when applying for a loan.