Our Process

Step 1

Apply in person, over the phone

Your loan application is taken by phone, in person, and now online. All loan applications are reviewed on a case by case basis. Your present credit score is not a determining factor.

Signature loans up to $1,000.00- collateral such as auto titles, motorcycles and mobile home title (must be primary residence) are acceptable to secure loans.

  • Signature Loans: $500 – $1,000
  • Scooters: $500 – $5,000
  • Auto Loans: $500 – $15,000
  • Motorcycle: $500 – $10,000
  • Mobile Homes: $500 – $18,000
  • RV’s or Travel Trailers: $500 – $12,000

Loan applications are qualified based on the following criteria:

  • 1 year full-time employment
  • Resident of New Mexico for at least 2 year
  • Valid New Mexico Issued ID
Step 2

Complete your Application

Once approved, you will be asked to provide the following:

  • 2 most recent paystubs or previous year’s income tax forms or Benefits award letter
  • Proof of Residence (acceptable forms are electric, gas, water bill, home phone bill)
  • Valid New Mexico Driver’s License
  • Vehicle Title
  • Full Coverage Insurance (If financing more than $3,000)

Also, read this Important Consumer Information to ensure you understand the common terms and definitions used when applying for a loan.