{"id":13,"date":"2019-07-19T16:19:11","date_gmt":"2019-07-19T16:19:11","guid":{"rendered":"http:\/\/dev-centralloancompany.spectrumtechteam.com\/?page_id=13"},"modified":"2024-01-26T09:15:55","modified_gmt":"2024-01-26T16:15:55","slug":"our-process","status":"publish","type":"page","link":"https:\/\/www.centralloancompany.com\/our-process\/","title":{"rendered":"Our Process"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"13\" class=\"elementor elementor-13\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f31c7ae elementor-section-height-min-height elementor-section-items-bottom elementor-section-content-bottom elementor-section-boxed elementor-section-height-default\" data-id=\"3f31c7ae\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-44026202\" data-id=\"44026202\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e90c1b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e90c1b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e13c91e\" data-id=\"e13c91e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d7efc5c elementor-widget elementor-widget-heading\" data-id=\"d7efc5c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Step 1<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d5e9fa elementor-widget elementor-widget-heading\" data-id=\"0d5e9fa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Apply in person, over the phone<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c37412f elementor-widget elementor-widget-text-editor\" data-id=\"c37412f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Your loan application is taken by phone, in person, and now online. All loan applications are reviewed on a case by case basis. Your present credit score is not a determining factor.<\/p><p>Signature loans up to $1,000.00- collateral such as auto titles, motorcycles and mobile home title (must be primary residence) are acceptable to secure loans.<\/p><ul><li>Signature Loans: $500 &#8211; $1,000<\/li><li>Scooters: $500 &#8211; $5,000<\/li><li>Auto Loans: $500 &#8211; $15,000<\/li><li>Motorcycle: $500 &#8211; $10,000<\/li><li>Mobile Homes: $500 &#8211; $18,000<\/li><li>RV&#8217;s or Travel Trailers: $500 &#8211; $12,000<\/li><\/ul><p>Loan applications are qualified based on the following criteria:<\/p><ul><li><span class=\"elementor-icon-list-text elementor-inline-editing\" data-elementor-setting-key=\"icon_list.1.text\">1 year full-time employment<\/span><\/li><li><span class=\"elementor-icon-list-text elementor-inline-editing\" data-elementor-setting-key=\"icon_list.1.text\">Resident of New Mexico for at least 2 year<\/span><\/li><li><span class=\"elementor-icon-list-text elementor-inline-editing\" data-elementor-setting-key=\"icon_list.2.text\">Valid New Mexico Issued ID<\/span><\/li><\/ul>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-daf41ef elementor-widget elementor-widget-heading\" data-id=\"daf41ef\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Step 2<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-034c954 elementor-widget elementor-widget-heading\" data-id=\"034c954\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Complete your Application<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-313676b elementor-widget elementor-widget-heading\" data-id=\"313676b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Once approved, you will be asked to provide the following:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0872da4 elementor-widget elementor-widget-text-editor\" data-id=\"0872da4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<ul><li><span class=\"elementor-icon-list-text elementor-inline-editing\" data-elementor-setting-key=\"icon_list.0.text\">2 most recent paystubs or previous year\u2019s income tax forms or Benefits award letter<\/span><\/li><li><span class=\"elementor-icon-list-text elementor-inline-editing\" data-elementor-setting-key=\"icon_list.1.text\">Proof of Residence (acceptable forms are electric, gas, water bill, home phone bill)<\/span><\/li><li><span class=\"elementor-icon-list-text elementor-inline-editing\" data-elementor-setting-key=\"icon_list.2.text\">Valid New Mexico Driver&#8217;s License<\/span><\/li><li><span class=\"elementor-icon-list-text elementor-inline-editing\" data-elementor-setting-key=\"icon_list.3.text\">Vehicle Title<\/span><\/li><li><span class=\"elementor-icon-list-text elementor-inline-editing\" data-elementor-setting-key=\"icon_list.4.text\">Full Coverage Insurance (If financing more than $3,000)<\/span><\/li><\/ul>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49ab8d0 elementor-widget elementor-widget-text-editor\" data-id=\"49ab8d0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Also, read this\u00a0<a href=\"https:\/\/www.centralloancompany.com\/wp-content\/uploads\/2023\/04\/Consumer-Information-Common-Terms-and-Definitions.pdf\">Important Consumer Information<\/a>\u00a0to ensure you understand the common terms and definitions used when applying for a loan.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-712f046\" data-id=\"712f046\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8db8655 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8db8655\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.centralloancompany.com\/wp-content\/uploads\/2023\/08\/2023-State-License.pdf\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Loan License<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.centralloancompany.com\/wp-content\/uploads\/2023\/04\/Consumer-Information-Brochure-Sample-1.pdf\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Important Consumer Information<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.centralloancompany.com\/wp-content\/uploads\/2024\/01\/LOAN-RATE-AND-FEES-DISCLOSURE-amended-06-15-2022-REvised-04-01-2023.docx\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Loan Rates and Fees<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.centralloancompany.com\/wp-content\/uploads\/2021\/01\/Branch-2-privacy-policy-notice.pdf\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">N. Main St. Branch Privacy Policy<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Step 1 Apply in person, over the phone Your loan application is taken by phone, in person, and now online. All loan applications are reviewed on a case by case basis. Your present credit score is not a determining factor. Signature loans up to $1,000.00- collateral such as auto titles, motorcycles and mobile home title [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Our Process - Central Loan Company LLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.centralloancompany.com\/our-process\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Our Process - Central Loan Company LLC\" \/>\n<meta property=\"og:description\" content=\"Step 1 Apply in person, over the phone Your loan application is taken by phone, in person, and now online. All loan applications are reviewed on a case by case basis. Your present credit score is not a determining factor. 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